Welcome to PennyJar! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using PennyJar, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our services, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you do not agree with any part of these Terms, you may not use our services.

2. Use of Services

• You agree to use PennyJar only for lawful purposes and in accordance with these Terms.
• You are responsible for maintaining the confidentiality of your account and password.
• You agree not to misuse our services or help anyone else do so.

3. User Content

You are responsible for any content you post or share on PennyJar. You must not post content that is unlawful, offensive, or infringes on the rights of others. We reserve the right to remove any content that violates these Terms.

4. Intellectual Property

All content and materials on PennyJar, including logos, text, graphics, and software, are the property of PennyJar or its licensors. You may not use, reproduce, or distribute any content from our site without our permission.

5. Termination

We may suspend or terminate your access to PennyJar at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

6. Disclaimers and Limitation of Liability

PennyJar is provided "as is" and "as available" without warranties of any kind. We are not liable for any damages arising from your use of our services.

7. Changes to Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the service after changes are posted constitutes your acceptance of the new Terms.

8. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law principles.

9. Contact Us

If you have any questions about these Terms, please contact us at support@pennyjar.io.